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    Though most of us have the capacity for smooth, easygoing conversation with friends and family we maybe tongue-tied on a first date. You could take a hard copy of prepared list of questions, which is simply gauche and shows your lack of confidence and good manners. We have gone out a few times and it’s been a blast. Definitely, I’m not giving up.” Ahh yes, a single man who is used to doing and getting what he wants, bravely refusing to give up hope that is in store. It doesn’t help that trend pieces like this one talk about “meaningful” relationships and experiences as if they are things you acquire once the keg is tapped and you’ve gotten bored of playing with all the shiny objects in the room.

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    After closing their home near Boston, the Merchasin’s made the move and now spend the greater part of the year in the colonial mountain town of San Miguel de Allende in central Mexico.

    San Miguel is a sprawling city in the central highlands that about 5,000 expats call home.

    The authors analyze key elements of pension reform in the region relating to individual accounts: system coverage, fees, competition, investment, the impact of gender on benefits, financial education, voluntary savings, and payouts.

    chair professor and director, International Center for Pension Research, Instituto Tecnológico Autónomo de México, and visiting scholar, Federal Reserve Bank of Atlanta and Georgia State University.

    Previously it would not have mattered much when theor diets were quite natural and organic but now that cheap fast food has arrived in a big way Latins are becoming addicted just like most are in the USA. There’s a subtle ongoing battle waging between the traditional, natural corn (maiz) tortilla product- made 3 times a day in tiny mom and pop shops - versus the more modern, convenient and corporately processed, preservative laden, wheat (harina) tortillas that have a proven shelf life of weeks (just like Wonder-bread).

    Over the past decade, the world has continued to look to Latin America as these maturing pension systems confront ongoing policy challenges related to coverage, contribution rates, costs, and competition.

    #1- “Castiga Maya or Mayan Punishment” is the label given to a punishment vetted out by indigenous people in Central America when they feel its time to take the law into their own hands and physically punish someone.

    This is done only after the locals have repeatedly called the local police on some bad guy/gal in the pueblo but to no effect.

    After Chile implemented the first system in 1981, a number of other Latin American countries incorporated privately managed individual accounts as part of their retirement income systems beginning in the 1990s.

    This article examines the subsequent "reform of the reform" of these pension systems, with a focus on the recent overhaul of the Chilean system and major reforms in Mexico, Peru, and Colombia.

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