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    Each year hundreds of thousands of students either graduate or leave college with a massive amount of student loan debt.

    Recent reports are that 70% of all graduates have student loans with an average of more than ,000 upon graduation.

    7 out of 10 graduates are now graduating with some form of student loan debt.If you have more than one federal student loan, it may be simpler to combine them all into one loan with a single monthly payment in a Direct Consolidation Loan.By doing so, however, you may lengthen your repayment period, which will require you to pay more interest over the life of the loan.If the requirements above sound good, we think that you are a great applicant for student loan refinancing and consolidation.Each lender has its own specific underwriting criteria, so you may have a higher chance of approval at certain lenders.

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